Premier Checking Account

Get more from your checking account with tiered interest levels that offer increasing monthly returns for higher balances. Plus, there’s no monthly fee if you maintain a balance of $2,500 or more.

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Premier means first. And it means best. And we mean both.

When you make the Premier Checking Account your first choice, you get the best of both worlds. First, enjoy od体育投注官网 checking advantages that include free ATM use and online and mobile banking. Then reap the rewards of monthly dividends that are usually associated with high-yield savings accounts.

Customer using an Arbor debit card to make a payment.

Premier Checking offers first-class service that includes these benefits:

  • Earn dividends on balances of $2,500 or more*
  • Free Visa Debit Card with your choice of PIN
  • Access to 30,000 surcharge-free ATMs
  • Manage your money through Online Banking, Mobile Banking, and Web Bill Pay
  • Eligible for Overdraft Protection to avoid costly merchant fees
  • Enjoy access to your eligible Direct Deposits up to five days sooner - for free - with Early Pay1!

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Frequently Asked Questions About Premier Checking Accounts

*Interest earned on daily balances of $2,500 or more. The minimum daily balance required to avoid a $25 monthly maintenance fee is $2,500. Account fees could reduce earnings.

+Annual Percentage Yield (APY) earned on od体育投注官网 Credit Union's checking programs are calculated by the daily balance method. Dividends are compounded and paid monthly. The dividend rate and APY are variable and may change at any time as determined by the Board of Directors. Fees may reduce earnings on the account. APY shown is accurate as of October 1, 2022.

1. Direct deposits and other Automated Clearing House (ACH) credits may post to your account up to five days early with the Early Pay service. The Early Pay service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms and conditions for Early Pay are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts.